Unencumbered by the thought process!

On May 1st, the HVCC became a rule accepted by most lenders who sell loans to Fannie. Since most lenders have elected to go with AMC's to comply with the HVCC... I have only received 1 appraisal.

I guess the AMC's don't want quality appraisers... just the cheap ones!

Life is changing very fast and there are all sorts of websites that everyone thinks is necessary.

I can tell you that Twitter is a waste of my time. Who cares what I am doing every second of the day and who cares to read 140 characters at a time.

Facebook is great if you want to find friends from the past. But, I guess they were friends in the past for a reason :).

MySpace... I'm not 15 anymore... so, I won't even look at myspace.

California's attorney general has filed suit to shut down two related businesses that allegedly billed tens of thousands of homeowners nearly $200 each by claiming they had helped them reduce their property tax assessments.

The lawsuit, which seeks $2.5 million in civil penalties, alleges businesses owned by Sean and Michael McConville targeted homeowners with mailers that read like government billing statements, demanding payment for reassessments and reassessment appeal services.

The Southern California-based businesses, "Property Tax Reassessment" and "Property Tax Adjustment Services," did not make it clear to consumers that they were not government entities, that the solicitations were not a bill, and that the services they offered but "almost never performed" were available free of charge from county assessors, the attorney general said.

The companies continue to solicit California homeowners and recently sent out mailers with "due dates" of May 26, 2009, the attorney general warned.

Sean McConville has been indicted in Ventura County on 20 felony counts for criminal conduct stemming from his property tax reassessment operations, the attorney general said.